Cheap Life Insurance Quotes

Like most people, you probably think it’s important to make sure loved ones have what they need to handle important financial responsibilities after you’re gone. Life insurance is an easy, convenient way to ensure the right resources are in place. Coverage can help pay a mortgage, settle medical expenses, even resolve outstanding debt. But with the costs of quality coverage skyrocketing, it’s tougher than ever to get the peace of mind you deserve. If you’re looking to supplement an existing life insurance policy or find something more cost effective, here’s what you should know about cheap life insurance quotes.

Cheap Life Insurance Can Be A Smart Decision

Sure, the adage, “You get what you pay for” is certainly true. But with life insurance, there are situations where even an inexpensive policy can be a smart, practical solution. Particularly for folks looking to add to an existing policy, cheap life insurance quotes can help you customize coverage that works best for you. Maybe you’re only looking for a little more protection and you don’t want to purchase more than you need. Inexpensive life insurance makes a lot of sense, as long as you know what you are looking for, and what you are getting.

The More Choices You Have, The Better

The trick to finding the least expensive life insurance quotes is to have a few different options in front of you. Keep in mind, there are several variables that go into determining premiums and the more information you have, the more likely you are to find quotes to fit your budget. While term life insurance is typically the least expensive option, don’t discount whole life insurance as it’s sometimes possible to find cheap life insurance quotes for permanent, lifelong coverage. The point is, keep your options- and your eyes wide open.

Helping You make An Informed Decision

Finding affordable life insurance quotes shouldn’t be complicated. But not every company is the same, and there are significant differences in not only rates, but also coverage.  When you’re unsure where to start, we can help you navigate the world of life insurance by making it easy for you to locate only the best options, so you can make an informed choice.  After all, narrowing down to just a few quality choices will ensure you choose a policy that you can depend on to protect your family when they need it most.

Are CD’s good investments?

certificates of depositAs a financial planner, I cannot tell you how many times I have had this conversation with clients. I often hear them say, “I do not want to take any risks, so I invest my money in CD’s.” Little do they know, they are taking a bigger risk than they realize by doing this.

For my younger readers who may not be as familiar with certificates of deposit, they are simply an account you open with a bank or other financial institution. In return for locking in your money with them for a set period of time, which can range from as little as a few days to over 10 years, the bank promises you a set rate of return. If you ‘break’ the CD before its maturity date, you are often subject to penalties which can eat up the interest you accrued, and in some cases, even dip into the initial deposit you made. Generally, the longer term you choose to lock the money in for, the higher your rate of return will be.

People consider them to be safe investments for their money. I use the term investment very loosely. [Continue Reading...]

Do I Need Funeral Insurance?

burial insurance

With the cost of the average funeral continuing to climb, you may be wondering if you need to consider funeral insurance. Also known as burial insurance or final expense insurance, funeral insurance helps pay for your funeral and all costs associated … [Continue reading]